PERSONAL LOAN

A Personal Loan from PahalPe is a quick, hassle-free way to get funds for your needs — whether it’s for medical emergencies, education, travel, shopping, or home repairs. With minimal documents, instant approval, and 100% digital processing, you can borrow up to ₹1.5 Lakhs (₹1 Lakh for first-time borrowers with a CIBIL score of 0 or -1) and repay over 12 to 18 months, all from the comfort of your phone.

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10k+
App downloads
2 Cr+
Money disbursed
5+
States Covered
500+
Happy Clients

Benefits of Personal Loan

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No Collateral Required
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Quick Access to Funds
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Zero Paperwork
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Multi-Purpose Loans
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Digital Process
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Affordable and transparent Interest rate

How to Get a Personal Loan?

Borrow money when in need with Effortless application process. Takes just minutes to apply. Get instant cash transferred directly to your bank account.

Verify Mobile Number

Mobile Number: Enter your number on the Kissht app, receive an OTP, and verify.

Enter Basic Details

Provide your name, DOB, address, and employment details.

Complete Digital KYC

Upload your PAN and Aadhaar for quick verification.

Complete E-mandate and E-sign

Set up your e-mandate for automatic repayments and complete
the e-sign to authorize your loan digitally — no paperwork

Get Your Loan

Once approved, funds are instantly transferred to your account.

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ELIGIBILITY AND DOCUMENTATION

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Nationality

Indian Citizen

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Age

21 to 60 years

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Documentation

Selfie, PAN Card, and Aadhaar Card.

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Profile

Salaried, Self-Employed, Small business owners and MSMEs

Need cash? Get up to ₹1.5 lakhs
Instant approval • Minimal docs • Disbursal within 48 hours